Credit Authorization

By clicking “Start Now,” you:

Accept and agree to Privacy Policy, Terms of Service, Marketing Practices, Rates and Fees and Responsible Lending;
Authorize us to use your existing data for this request and to share your data with participating lenders and third-party marketers to process your loan inquiry;
Provide your express written consent to receive: (i) marketing emails from us, participating lenders, and third-party marketers; (ii) SMS/text messages and autodialed or prerecorded calls from us, participating lenders, and third-party marketers at the phone number you provided—even if your number appears on any federal, state, or corporate Do Not Call list. To opt out text “STOP” to 4343297132. Standard message rates may apply. You acknowledge that consent is not required to obtain a loan. A non-exhaustive list of participating lenders and third-party marketers can be found here;
Provide to us and participating lenders your E-Consent and Credit Authorization.

You provide written instruction under the Fair Credit Reporting Act (FCRA) for us and our Lending Partners to obtain your consumer report (credit report), including debt amount and credit score, from one or more credit reporting agencies (e.g., TransUnion, Experian, Equifax) for the purpose of:

Authenticating and verifying your identity.
Evaluating your eligibility for a loan (applicable to Lending Partners only).
Evaluating your eligibility for financial products or services, such as debt relief programs, credit monitoring services, credit repair, or other related offerings.
Marketing relevant services to you.

You acknowledge and consent that:

These credit inquiries may be classified as “soft” or “hard,” depending on the specific lender’s practices, which may affect your credit score.
Your credit report may be accessed multiple times by us and Lending Partners for the purposes described above.

We do not make loan decisions or conduct any prequalifications for loans. All loan-related evaluations are performed exclusively by Lending Partners.

Your information will be used only as described and shared only with participating Lending Partners or Service Providers in accordance with our Privacy Policy.

You have the right to withdraw this consent at any time by contacting us at contact@upfinances.com. However, withdrawing your consent may limit our ability to provide services to you.